“The main reason why purebred dogs tend to be more expensive to insure than mixed breeds is the apparent increased incidence of health conditions in purebred dogs. We’ve written a blog on this before, so check it out for more detail.“A number of conditions are more prevalent in purebred dogs. This is because purebred dogs are more likely to be inbred; resulting in uncommon diseases being more likely to be passed onto their puppies. Over time in relatively small populations, the practice results in genetic diseases being very common in certain breeds. Many are quite severe, resulting in high vet bills and thus high payouts for insurance. This is why insurance companies raise the premiums for purebred dogs. Some common diseases include heart and brain issues in Cavalier King Charles spaniels, hip dysplasia and arthritis in German shepherds, and breathing issues in pugs and Frenchies. Some conditions are so severe that they require intense management or surgery at a young age.”
Read the whole article at Vet Help Direct

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